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Pulaski Bank VISA® Card
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| Intro APR | Intro APR period | Regular APR | Annual fee | Fee: | Balance transfers | Credit needed | Type of credit card |
| 0%BT Only | 6 Months | 6,50% | $35 | N/A | Average |
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Pulaski Bank may not be the first name you think of when choosing a credit card, but maybe it should be. This card has consistently been among the lowest APR cards on the market, and it has also received a 5-star rating from cardratings.com for 2006. Have we grabbed your attention yet? Let’s take a closer look at this diamond in the rough among low rate credit cards.
Pulaski Bank has been offering credit cards since 1994, and has consistently maintained one of the lowest APR’s of any company. How does a bank from Little Rock, Arkansas offer such a product? The secret lies in the company’s selectivity – to be more specific, they require applicants to have nearly spotless credit. By accepting only low risk customers, Pulaski Bank can confidently offer a low APR year after year.
Currently, their APR sits at an amazing 7.99%. They do charge an annual fee of $50.00 for a Gold MasterCard, and $35.00 for a standard MasterCard/Visa. However, when this fee is coupled with the exceptional rate, customers can still expect to save hundreds of dollars each year by using a Pulaski Bank card.
If you have flawless credit and are looking to transfer your high rate balances over to a slick alternative, why not consider the Pulaski Bank MasterCard/Visa? This rock solid offering will reward you for being a credit savvy customer, while also giving you exceptional customer service.